Schofield FCU Go to main content

  Online Banking Login

Loan Rates

New & Used Auto Loans
Effective Date: October 1, 2024
TermAPR*
New Auto Loan
  up to 48 months As low as 5.25%
  60 months As low as 6.25%
  72 months As low as 6.75%
  84 months As low as 7.25%
Used Auto Loan (Based on Kelley Blue Book Value)
  up to 36 months As low as 6.25%
  48 months As low as 6.75%
  60 months As low as 7.25%
  72 months As low as 7.75%
Older Used Auto Loan
(7 years & older)
48 months As low as 7.75%

Consumer Loans
Effective Date: October 1, 2024
TermAPR*
Personal Loan Rates    
  Up to 12 months As low as 6.49%
  18 months As low as 6.99%
  24 months As low as 7.49%
  36 months As low as 8.49%
  48 months As low as 8.99%
Holiday Loan Special    
  Up to 12 months As low as 4.99%
  18 months As low as 5.49%
  24 months As low as 5.99%

Share/Certificate Secured Loan
Effective Date: October 1, 2024
TermAPY
Up to 12 months Share/CD Rate + 2.50%
13 to 60 months Share/CD Rate + 2.75%

Home Equity Line of Credit Loan
Effective Date: November 7, 2024
APR*
Owner Occupied Properties, $250,000 Maximum, Variable rates adjusts semi-annually Promotional (as low as): 6.00%
Current Variable: 8.75%

*Interest rates are expressed as Annual Percentage Rates (APR).
*All Credit Union loan programs, rates, terms and conditions are subject to change without notice.
*All loans subject to credit approval.

*All rates expressed "as low as" includes 25 basis point reduction for automatic payment.

*Rate may vary based on individual creditworthiness.   
                                                                       

Go to main navigation