Loan Rates
New & Used Auto Loans |
Effective Date: October 1, 2024 |
| Term | APR* |
New Auto Loan |
|
up to 48 months |
As low as 5.25% |
|
60 months |
As low as 6.25% |
|
72 months |
As low as 6.75% |
|
84 months |
As low as 7.25% |
Used Auto Loan (Based on Kelley Blue Book Value) |
|
up to 36 months |
As low as 6.25% |
|
48 months |
As low as 6.75% |
|
60 months |
As low as 7.25% |
|
72 months |
As low as 7.75% |
Older Used Auto Loan (7 years & older) |
48 months |
As low as 7.75% |
Consumer Loans |
Effective Date: October 1, 2024 |
| Term | APR* |
Personal Loan Rates |
|
|
|
Up to 12 months |
As low as 6.49% |
|
18 months |
As low as 6.99% |
|
24 months |
As low as 7.49% |
|
36 months |
As low as 8.49% |
|
48 months |
As low as 8.99% |
Holiday Loan Special |
|
|
|
Up to 12 months |
As low as 4.99% |
|
18 months |
As low as 5.49% |
|
24 months |
As low as 5.99% |
Share/Certificate Secured Loan |
Effective Date: October 1, 2024 |
Term | APY |
Up to 12 months |
Share/CD Rate + 2.50% |
13 to 60 months |
Share/CD Rate + 2.75% |
Home Equity Line of Credit Loan |
Effective Date: November 7, 2024 |
| APR* |
Owner Occupied Properties, $250,000 Maximum, Variable rates adjusts semi-annually |
Promotional (as low as): 6.00% Current Variable: 8.75% |
*Interest rates are expressed as Annual Percentage Rates (APR).
*All Credit Union loan programs, rates, terms and conditions are subject to change without notice.
*All loans subject to credit approval.
*All rates expressed "as low as" includes 25 basis point reduction for automatic payment.
*Rate may vary based on individual creditworthiness.